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Financing can help homeowners, renters, and businesses overcome the need for upfront cash.  It helps spread out the cost of an energy project over time… rather than requiring a large upfront investment.


Stable Temp Heating & Air Conditioning is dedicated to providing HVAC services of exceptional quality to home and business owners throughout San Diego County. We offer competitive and transparent pricing and guarantee our professionalism and workmanship.


We understand that maintaining your HVAC system is one of your biggest expenses, that is why we worked hard to be able to offer flexible financing options to all of our customers.


Installing a new HVAC system solves a lot of problems but not everyone can afford to pay for it out of pocket and there is absolutely no shame in that.


Whether you are looking to upgrade, or your current system has simply given out, we can offer you several financing options for qualifying installations and repairs.




We offer financing through Wisetack which is the most seamless option as it is integrated directly into our system. Wisetack is a simple way to finance a purchase by paying in monthly installments. There are no prepayment fees, late fees, or compounding interest.


Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers financing for online purchases. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments. With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.


GoGreen Financing is the new face of energy efficiency financing in California. The Residential Energy Efficiency Loan (REEL) program was designed to help connect homeowners, renters and business owners to participating contractors and approved lenders for the state’s energy efficiency financing programs. The financing programs featured on are administered by the State of California with support from the state’s investor-owned utilities (PG&E®, SDG&E®, SCE®, and SoCalGas®).


A smarter way to finance energy-efficient home improvements.

For the convenience of our customers, we offer both traditional (Benji) and PACE financing (HERO) through Renovate America.


Benji financing

We offer traditional financing through Renovate America’s Benji Financing. Through Benji, you have the option of standard or special financing with fixed rates. Enjoy the convenience of financing your project with online, in-home approvals with $0 down (applicable on financing from $2,000 – $50,000).


HERO financing

PACE stands for Property Assessed Clean Energy. This type of financing is for energy efficient home improvements. The benefit of PACE financing is that the home improvement costs are tied to the property itself as opposed to the property owner, meaning the repayment can be transferred with the property ownership. This convenient financing option enables you to finally upgrade your home to total home comfort along with energy savings. Let PACE financing with Renovate America’s HERO Program be your answer for tackling larger projects with a long-term investment.

Contact one of our friendly customer service reps at 858-766-5520 to inquire about financing opportunities or schedule an appointment with one of our experts who can customize available options to your needs!

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